The Help You Need - When You Need it Most

John Fugate has been an attorney in Texas since 1993 and is Board Certified in Consumer and Commercial Law by the Texas Board of Legal Specialization.

John has successfully handled more than 500 cases involving debt collection violations perpetrated by collectors where collectors have ended up paying money to Mr. Fugate’s clients.

He has represented around two thousand people in consumer bankruptcy cases when non-bankruptcy help was not practical or unavailable.

John is able to speak to you from years of experience about your rights and your options when faced with abusive collections, lawsuits on old debt, or when you are just overwhelmed financially and wish to explore your legal options.

Texas Consumer Alert

Contact Fugate Law Office if you believe your home has been foreclosed on because of credit card debt. Use our case evaluation form or call Fugate Law Office at 254-756-2424 / Toll Free at 1-800-657-2424.

Are you a victim of collection agency abuse?

Are you experiencing collection agency abuse?

Even if you owe a consumer debt, the collector must abide by collection laws. If they break the law they may be liable to you for money damages, subject to injunctive relief, or both.

John will evaluate your case with an abusive debt collector, without obligation. And if he takes your case, you do not pay unless we prevail.

When you have been harassed and abused enough by collectors, call John Fugate to help you regain control.

Are you considering bankruptcy?

Perhaps as a way to help restore your credit? If so, you are among millions of other Americans doing the same thing.

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Consumer Information Center

The Fair Debt Collections Practices Act

Listen to Audio Recorded Violations by Collection Agencies

Audio of Violations by Collection Agencies

The Fair Credit Reporting Act

Case Evaluation Terms of Use

Case Evaluations are only accepted for Texas Consumers who currently reside in Texas. Fugate Law Office is in Waco, Texas, but handles cases statewide. If you live in Texas but out of the Waco-Temple-Killeen area, you will not necessarily need to come to the office.

Information submitted is asserted to be true. Submittor affirms that they are a Texas consumer or are acting on behalf of a Texas consumer. Submittor affirms they are not a debt collector or employed by or acting on behalf of a collection agency or debt buyer.

Please note that requesting a consultation or submitting a case evaluation does not form an attorney-client relationship. If we believe a case may exist, we will contact you as quickly as possible.

Requests for case evaluation outside the State of Texas may not be responded to.